Frontier Bay Insurance
175 E. Prospect Ave., Suite #250-C
Danville, CA 94526


Fax: 925-217-4978


Specialized Business & Commercial Insurance in Danville and Pleasanton, CA

Welcome to Frontier Bay Insurance

Who We Are

From Professional Liability to Workers Compensation and beyond, we are the comprehensive insurance solution you seek as a business owner.


We’re a privately owned and operated agency in Danville, California, delivering comprehensive insurance and risk management solutions in the Bay Area and throughout Central California.  For an assortment of different commercial operations, we constantly work to provide complete, affordable products personalized for your business.  We focus mainly on business insurance, but individuals and families shopping for personal insurance will also receive the same customer-centric service and quality products unmatched in the area.


  We have access to a closed-group program for workers compensation and auto class codes.  The rates for this program are 35% lower than quotes from Berkshire, on average.  We also have access to an A-rated carrier for automotive businesses that need loaner-car coverage, used-auto inventory coverage, and used-car dealerships.  Additionally, we focus on the tailoring comprehensive coverage for contractors. We have relationships with excess surplus lines carriers, which help us insure businesses of all kinds.  If an operation is high-risk or has risks that standard markets will not accept, we can typically insure the operation because of these relationships.

Our Offerings

Automotive after-market businesses are a specialty of ours, but we also work with wholesalers and distributors as well as contactors.  For property owners we provide property and general liability coverages and we provide coverages that protect against habitational risk.  We often provide personal insurance lines for our commercial clients, a top reason why these clients stay with us for years to come.  We establish and nurture long-term relationships with all of our clients, making it easy for our clients to know us and for us to know our clients.  As a result, it takes minimal communication and effort to ensure that the best solutions are provided and that clients get the best rates.


We don’t sell insurance based on price, although rates are important to us.  We ensure the lowest possible rates for every product we sell, and we ensure the greatest value for every client all the time.  We work with top A-rated carriers like Allied, Berkshire Hathaway, and Financial Pacific to give the widest variety of coverages and the lowest prices.  We assess clients’ needs thoroughly and match every risk-related need with ideal coverages.  Once solutions are in place, we monitor solutions regularly and perform annual reviews with clients.  Upon review, each client knows that his or her insurance is optimal and that he or she can count on us to handle every aspect of this solution.

Get In Touch With Us

Please contact us or give us call to learn more and/or to get started.  If you feel that you’re ready to start a policy then please request a quote.

Additional Insurance Resources:

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Meet Our Team

Ryan Cummings
Ryan Cummings

Commercial Lines Broker [License No.: 0E27328]

Devon Miller
Devon Miller

Account Executive/ Manager [License No.: 0541843]

Donn Bouve
Donn Bouve

Producer (License No.: 0B23811)



We've been a satisfied customer for the past 7 years and we look forward to working with Ryan and his team in the years ahead.

Shao-Fong D.

Ryan evaluates our businesses each year for changes and we stay in touch during the policy year as things come up.

Cathy A.

Ryan shopped the market with several insurance companies to make sure we had the best rate on our commercial autos. Saved us a lot of money.

Reginald M.

Ryan is a true professional who is easily accessible when needed for questions.

Beth W

We never have had to wait for anything we ask for. At renewal time, he is on it and getting us the best prices with time to spare.

Alia L

Frontier Bay Insurance handles our commercial insurance and is prompt in answering any questions or concerns with our policy. They offer a great service.

James B

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