We’re a privately owned and operated agency in Danville, California, delivering comprehensive insurance and risk management solutions in the Bay Area and throughout Central California. For an assortment of different commercial operations, we constantly work to provide complete, affordable products personalized for your business. We focus mainly on business insurance, but individuals and families shopping for personal insurance will also receive the same customer-centric service and quality products unmatched in the area.
We have access to a closed-group program for workers compensation and auto class codes. The rates for this program are 35% lower than quotes from Berkshire, on average. We also have access to an A-rated carrier for automotive businesses that need loaner-car coverage, used-auto inventory coverage, and used-car dealerships. Additionally, we focus on the tailoring comprehensive coverage for contractors. We have relationships with excess surplus lines carriers, which help us insure businesses of all kinds. If an operation is high-risk or has risks that standard markets will not accept, we can typically insure the operation because of these relationships.
Automotive after-market businesses are a specialty of ours, but we also work with wholesalers and distributors as well as contactors. For property owners we provide property and general liability coverages and we provide coverages that protect against habitational risk. We often provide personal insurance lines for our commercial clients, a top reason why these clients stay with us for years to come. We establish and nurture long-term relationships with all of our clients, making it easy for our clients to know us and for us to know our clients. As a result, it takes minimal communication and effort to ensure that the best solutions are provided and that clients get the best rates.
We don’t sell insurance based on price, although rates are important to us. We ensure the lowest possible rates for every product we sell, and we ensure the greatest value for every client all the time. We work with top A-rated carriers like Allied, Berkshire Hathaway, and Financial Pacific to give the widest variety of coverages and the lowest prices. We assess clients’ needs thoroughly and match every risk-related need with ideal coverages. Once solutions are in place, we monitor solutions regularly and perform annual reviews with clients. Upon review, each client knows that his or her insurance is optimal and that he or she can count on us to handle every aspect of this solution.
175 E. Prospect Ave., Suite #250-C
Danville, CA 94526